Unpaid Postpaid Plans - Legal Firms

May utang ka ba na di nabayaran? Postpaid plan na napabayaan?

Have you received an email from your service provider saying that they have endorsed your unpaid balance to their LEGAL FIRM?

Of course, I understand, this is scary. Marami ang tanong na derechong pumapasok sa isip mo.

May kaso na ba ko? Makukulong na ba ko?

I know many of you suffer sleepless nights because of this.

Of course ang utang, kailangan bayaran. But I am not blaming anyone. We have our reasons. And unfortunately, due difficult circumstances, nababaon tayo sa utang.

Also read: Demand Letter due to Debt: Postpaid Plans (lawandbar.blogspot.com)

This is my piece of advice especially if the service providers or the creditors are dragging the term “LEGAL FIRM”.

Kung sabihin nila na LEGAL FIRM, it just means they are endorsing your due balance to a certain collector.  This means na they are asking a different entity to collect the balance from you.

So walang kaso at lalong hindi ka makukulong. You are protected by law.

Read: MAKUKULONG BA AKO SA HINDI PAGBAYAD NG UTANG?

So kung makareceive ka ng email na eto, stay calm and think your options.

Kung wala kang maibabayad. Be honest. If they can offer you a better payment arrangement, great! If hindi and forceful ang collector, then say you don’t have money.

Wag kang magpapadala sa threats. Be calm and rationale in dealing with them.